Dave Silver Insurance

What Is Medicare Part G? Many people feel that standard Medicare policies don’t afford enough coverage to meet their insurance needs. As a result, people turn to Florida Medicare Supplement Plans, also known as Medigap Plans. There are 10 different Plans available and they are eligible to everyone enrolled in Medicare Part A and B. They are standardized by the state which makes it easy to compare the benefits and prices for each. So one of the most common questions we receive is which Medigap Plan is the best. The answer to that depends on your coverage needs and your available budget. But one of the most popular is Plan G . Florida Medicare Plan G Medicare Plan G is popular because it covers almost all of the gaps. Some people consider it the Cadillac of all Medigap Plans. As in all other Plans, you must pay the Part B deductible ($198 in 2020). But beyond that, Plan G pays first dollar coverage which means that Medicare will pay its share and then your Medicare supplement carrie...

Florida Independent Medicare Agent Near Me One of the most important decisions that can be made when exploring Medicare Supplement Coverage, Medicare Advantage, or Part D Drug Coverage is finding a local independent agent who is an expert in the options available to you. That’s where the insurance specialists at Dave Silver Insurance can help. We are a Florida agency with offices both in Tampa/St. Petersburg and Bradenton/Sarasota. We have been exclusively focused on Medicare Insurance options for the past 15 years. Our promise to our clients is that we will provide all of your coverage options for Medicare Supplement Coverage, Medicare Advantage, and Part D Drug Coverage . There are many companies to choose from in Florida with a price to fit every budget. We’ll work with you to understand your coverage needs and review all of the options to find a solution for your Medicare needs. We guarantee that we’ll be able to find a Plan that will allow you to continue to see your doctors a...

What Makes Us Unique? One of the most common questions we receive from our clients is “Why should I choose you to help me make decisions on my Medicare coverage needs?” And it’s a fair question. There are numerous other Medicare Consultants in Florida. So what makes the Dave Silver Insurance Agency unique? The answer to that question might surprise you. Medicare Insurance Is Everything To Us Medicare is all that we do. We aren’t distracted by other lines of business which means that we stay close to the coverage changes in each Plan that we offer. We have the latest updates on prices and coverage availability. From Medicare Supplement Insurance Plans to Medicare Advantage Plans and everything in-between, we are your one-stop shop for everything Medicare related. And we can help you not just with how best to supplement your Original Medicare coverage, but also answer your questions on eligibility, enrollment, obtaining replacement Medicare cards, or anything else related to Medicare...

Medicare Supplement Plans vs Medicare Advantage Plans The Medicare landscape can be complicated and confusing. Many people struggle to understand what Original Medicare (Parts A & B) covers. And the availability of other policies, such as Medicare Supplement Plans or Medicare Advantage Plans, only makes the issue that much more difficult to navigate. Understanding the options available will allow you to find the coverage that best meets your needs at a price that will fit your budget. Medicare Supplement Plans A Medicare Supplement Plan, also known as a Medigap Insurance Plan, is an insurance policy that supplements Original Medicare (Parts A and B). It helps pay for the portion of Medicare costs that Original Medicare doesn’t cover. This could include copays, coinsurance, and deductibles. Neither prescription drug coverage nor dental coverage are included, but you may choose to add those plans separately. Some important things to consider when choosing a Medicare Supplement ...

Upon enrolling in Medicare, you’ll receive a red, white, and blue card in the mail. This card not only has your unique Medicare number on it but it will also show whether you have Part A (hospital coverage), Part B (medical coverage), or both. It will also have the date that your coverage starts. Some important details about your card include: Your card is paper to allow for easy copying by medical providers. If you purchase a Medicare Supplement Plan or a Medicare drug plan, you may receive different cards for these policies as well. Always keep your primary Medicare card with you even when using these other Plans. Rather than your Social Security Number, your Medicare card has a number unique to you.  This helps protect your identity in the event that your card is lost or stolen. Be wary of sharing this number with anyone other than health care professionals, your insurers, or people you trust to work with Medicare on your behalf. So what should you do if your Medicare card...